redblackdemon wrote:
Slap wrote:
Sorry, but if you take out a loan you can't afford to pay back you are an idiot.   
this is so very simple thing and doesnt need a politics/economics degree or any knowledge whatsoever to understand...
I'm sorry RBD, but I don't know if you're qualified to make that statement... :P <3

No, but really, it is as simple as Slap said. If you don't have the money to buy something, or the means to borrow and then pay it back, then don't spend the money in the first place!
xxx